The following table summarises how superannuation is paid when you die.
| Phase | Lump sum | Income stream | ||||
| Dependant | Non dependant | Estate | Dependant | Non-dependant | Estate | |
| Accumulation | Yes | Yes | Yes | Yes* | No | No |
| Pension | Yes | Yes | Yes | Yes* | No | No |
*An income stream can only be paid to a spouse, child (under age 18, 18-25 and financially dependent, or disabled), financial dependant, or person who was in an interdependencey relationship with you.