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Risk Profile Quiz

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Risk Profile Quiz

By James Mousa

Posted September 29, 2017

In Resources

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Fill out this risk profile quiz and submit for a review of your ‘psychometric profile’. This quiz will show your risk bias.

Your details
Risk Profile Test

Tell us about you

Surname

Given names

How can we get hold of you?

Mobile/Phone number

Email address

Explanation

In order to ascertain your Risk Profile bias we have these 15 questions. Answer instinctively - it will give us the best indication of where your risk tolerance lies and also what level of education will be required to help you achieve your long term goals. If you are caught between two answers, go for the one that you feel is most right. There are NO right or wrong answers.

Questions 1 - 5

1. How long are these funds to beinvested for?

7 years or more 5 years or more 1 year or more Less than 1 year

2. What is the likelihood of you requiring access to the invested money?

Need money within a year Almost certainly within the next 3 years Little chance of requiring the majority of funds for at least 3-5 years. A small portion would only be required in case of an emegency No access at all required for at least 7 years. Other funds have been set aside for emergencies.

3. You understand investment risk to be:

Risk means that you could lose everything Risk means that you could lose some of the growth your investment has made (but the capital stays in tact) Risk is something that is managed by an investment manager - not something for you to worry about. Risk is the likelihood of your investment going up or down in value at any given time.

4. In investment terms, you regard yourself as

Very conservative Conservative Fairly conservative but with a view to returns Willing to take risks to improve returns Willing to take more risk than most to improve returns

5. You view an investor as

Someone willing to take unnecessary risks Someone with special skills or knowledge Someone like yourself Nothing special - everyone has some kind of investment

Questions 6 - 10

6. If a long term investment started to lose value, you would

You won't be in a long term investment Sell the investment immediately Consider selling but never get around to it Monitor the investment more closely in the future Treat the loss as a short term setback which will soon reverse

7. Do you have separate savings set aside for major expenses, this may include things like education, home mortgage, payments, home repairs and retirement

I have no upcoming expenses other than my retirement living expenses Yes I do have separate savings to meet major expenses I have a small amount of savings and a large credit card limit on my credit card for emergencies No, I don't have separate savings to meet major expenses This money is for major expenses

8. What do you want to achieve through investment?

Earn some income on the money which will be spent in the next year Maintain capital with low opportunity for capital growth Generate an income stream Achieve steady capital growth with no need for current income High capital growth

9. An investment in overseas shares is, to you...

Highly risky Don't know much about it but would consider it A good way to reduce your dependance on the Australian market An essential part of a long term portfolio

10. If asked about the exchange rate you

Look blank Have heard it is weak but know no more Bemoan the effect it had on your last overseas holiday Quote the price in $USD

Questions 11 - 15

11. What is the main purpose of the investment?

High returns Long term wealth Moderate returns Security with a modest income and modest capital growth High levels of security with modests income

12. How would you feel about the the value of your investment going up and down, sometimes by as much as 30% or more, over a short period of time (a year or less)?

Not concerned A little concerned Fairly concerned Very concerned Not acceptable

13. How important is it that your investment keeps pace with inflation?

Not important - you would rather protect your capital A little important - but you're not prepared to take unecessary risks Fairly important - you know you'll need to take some risk to endure returns above inflation Very important - your priority is for these funds to grow significantly above inflation

14. What level of return do you expect your investment to achieve?

Low returns without losing capital Steady returns with little chance of losing any capital 1-2% above inflation 3-4% above inflation 5% above inflation

15. You inherit $30k. After meeting your commitments - where would you invest this money?

In the bank In fixed term deposits In a spread of different investments In shares

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James Mousa

Risk Profile Quiz

Tell us about you

Surname

Given names

How can we get hold of you?

Mobile/Phone number

Email address

Explanation

Questions 1 - 5

1. How long are these funds to beinvested for?

2. What is the likelihood of you requiring access to the invested money?

3. You understand investment risk to be:

4. In investment terms, you regard yourself as

5. You view an investor as

Questions 6 - 10

6. If a long term investment started to lose value, you would

7. Do you have separate savings set aside for major expenses, this may include things like education, home mortgage, payments, home repairs and retirement

8. What do you want to achieve through investment?

9. An investment in overseas shares is, to you...

10. If asked about the exchange rate you

Questions 11 - 15

11. What is the main purpose of the investment?

12. How would you feel about the the value of your investment going up and down, sometimes by as much as 30% or more, over a short period of time (a year or less)?

13. How important is it that your investment keeps pace with inflation?

14. What level of return do you expect your investment to achieve?

15. You inherit $30k. After meeting your commitments - where would you invest this money?

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