Terms of Use

Published By:

This website is published by Orion Enterprises (Cairns) Pty Ltd trading as Life Sumo. James Mousa [AR 299532] and Orion Enterprises (Cairns) Pty Ltd [CAR 1255023] trading as Life Sumo are authorized representatives of Synchron Advice Pty Ltd (ABN 33 007 207 650), AFSL 243313.

General Disclaimer

The information contained in this website and any resources available through it, including eBooks, fact sheets, and seminars (‘Content’), has been prepared for general information purposes only and is not (and cannot be construed or relied upon as) personal advice. No investment objectives, financial circumstances, or needs of any individual have been taken into consideration in the preparation of the Content. Financial products entail risk of loss, may rise and fall, and are impacted by a range of market and economic factors; you should always obtain professional advice to ensure trading or investing in such products is suitable for your circumstances.

Under no circumstances will any of Orion Enterprises (Cairns) Pty Ltd trading as Life Sumo, Synchron Advice Pty Ltd, its officers, representatives, associates, or agents be liable for any loss or damage, whether direct, incidental, or consequential, caused by reliance on or use of the Content. This Content is restricted to Australian residents and is for the intended recipient only.

From time to time, Orion Enterprises (Cairns) Pty Ltd trading as Life Sumo representatives or associates may hold interests in or transact in companies or products mentioned herein and may receive fees or other benefits in connection with the making of any recommendation or facilitating a transaction in such companies or products.

Privacy Policy for Website Use

Effective Date: September 12, 2024

www.lifesumo.com.au (the "Site") is owned and operated by Orion Enterprises (Cairns) Pty Ltd trading as Life Sumo. We are committed to protecting your privacy and ensuring compliance with applicable privacy laws. By using our Site, you consent to this Privacy Policy and our data collection practices as outlined below.

Contact Information

Orion Enterprises (Cairns) Pty Ltd trading as Life Sumo

Email: [email protected]
Phone: (07) 4243 5043
Address: 25 Howe Street, Cairns North, Qld 4870

Personal Data Collection and Use

Data Collected Automatically
When you visit and interact with our Site, we may automatically collect information such as:

• IP address
• Clicked links
• Content viewed

Data Collected Directly
We may collect additional information when you voluntarily provide it through:

• Account creation
• Registration to our online community
• Newsletter subscriptions

This may include:

• First and last name
• Email address
• Phone number
• Address
• Payment information (where applicable)

Purpose of Data Collection
Data collected is used for:

• Improving website functionality and personalizing user experience
• Analyzing traffic for optimization
• Communication and account management

We do not collect additional data beyond what is specified without notifying you.

Data Retention

User data will be stored only as long as necessary to fulfill the purposes for which it was collected unless otherwise required by law. You will be notified if your data is kept beyond this period.

Data Sharing and Disclosure

We do not sell or share personal data with third parties except in the following cases:

• When required by law or for legal proceedings
• To protect our legal rights
• During potential company acquisition

We may share user data with authorized employees who need access to achieve the purposes outlined in this Privacy Policy.

Cookies and Data Collection Disclaimer

Our Site uses cookies and similar tracking technologies to improve your experience, personalize content, and analyze traffic.

Types of Cookies Used

• Functional Cookies:  Remember preferences for future visits.
• Analytical Cookies:  Collect data on how you interact with our Site to help us improve.
• Targeting Cookies:  Personalize content based on your interests.

You may adjust cookie settings in your browser, though this may impact Site functionality.

Third-Party Services

We use third-party services, such as Google Analytics, to understand how visitors interact with our Site. These providers may use cookies to track your online activities. Please refer to their privacy policies for more information.

Consent and User Rights

By using our Site, you agree to the collection and use of information as outlined in this Privacy Policy. You have the right to:

• Access, modify, or delete your data
• Request details on data usage and disclosure

For data inquiries or requests, contact our Privacy Officer:

Email: [email protected]
Phone: (07) 4243 5043
Address: 25 Howe Street, Cairns North, Qld 4870

Data Security

We use strong browser encryption and secure facilities to protect your personal data. Our employees are bound by confidentiality agreements, and we take all reasonable precautions to safeguard data. However, as the Internet can be insecure, we cannot guarantee complete data security.

Compliance with Email Marketing and Spam Laws

We comply with applicable email marketing and spam laws, including the Australian Spam Act 2003. You will only receive email communications if you have opted in. Each email contains an unsubscribe link, allowing you to opt out at any time.

Policy for Children

We do not knowingly collect data from children under 16. If we learn we have collected personal data from a child under 16, it will be deleted as soon as possible. Parents or guardians may contact us if they believe a child under 16 has provided personal data.

Policy Modifications

This Privacy Policy and Cookie Disclaimer may be amended periodically to maintain compliance with legal requirements and reflect any changes in our data collection practices. We will update the "Effective Date" on this document whenever changes are made. We encourage you to review these policies periodically.

Conclusion

By using www.lifesumo.com.au, you agree to comply with our Terms of Use, Privacy Policy, and this Cookies and Data Collection Disclaimer. Continued use of the Site indicates acceptance of any future changes to these policies.

For more information, please review our Financial Services Guide (FSG) and Privacy Policy.

Thank you for visiting Life Sumo.